A guidance and support website from the Australian Securities and Investments Commission (ASIC), Australia’s corporate, markets, financial services and consumer credit regulator. ASIC is the lead Australian Government agency for financial capability.

MoneySmart includes resources for all stages of life and topics. It includes calculators and tips to help individuals make better financial decisions.

A free service that can inform and educate consumers about financial matters. It offers contact with Financial Information Service Officers for general information, but does not offer financial counselling or advice. Supported by Services Australia.

Information provided by Services Australia to help you manage your money at different times of your life, including tools and tips on budgeting, dealing with debt, and tax.

The Australian Government, in partnership with community organisations, provides support to vulnerable individuals and families experiencing financial crises. Services included provide crisis support, broad financial capability building services, financial counselling and access to microfinance products. Services are free, voluntary and confidential and are generally delivered by community organisations.

A not-for-profit service to help Australians tackle debt problems that offers free and confidential advice from professional financial counsellors. Telephone advice, supported by face to face counselling for more complex matters. Operated by Financial Counselling Australia.

Offers financially inclusive products, services and advisory through hundreds of providers across Australia including the NILS loan scheme. Good Shepherd Microfinance works with corporates, Government, community sector partners, and academics. A very good resource for people in immediate financial difficulty.

GS also manages the Financial Inclusion Action Plan (FIAP) program.

An adult financial education program which helps people looking to create a budget, reduce debt, and increase savings. Utilised by hundreds of thousands of people to-date, this resource is supported by ANZ. MoneyMinded facilitator training and materials are available from ANZ, and the program is also used within the Saver Plus matched savings program.

Resources for women about relationships and money, and financial abuse.

The ATO offers free workshops and webinars on a variety of tax topics for small business.

An online resource dedicated to helping Australians improve their financial wellbeing. Operated by the Financial Advice Association of Australia (FAAA).

A website providing independent information to help you better engage with and grow your superannuation. Operated by the Association of Superannuation Funds of Australia (ASFA), the peak body for Australia’s superannuation industry.

A website that provides practical information to help you find out more about insurance and make decisions that meet your needs. Operated by the Insurance Council of Australia, the peak body for the general insurance industry.

A financial coaching program developed by Crossway Lifecare. The coaching usually runs for 10 sessions, followed by a period of informal support.

A free coaching program developed by Good Shepherd ANZ for women aimed at increasing financial capability, security and independence. Available in VIC and NSW.

Resources are available for download online for the Guide Your Money Foundations Program for girls aged 7 – 12 years.

Designed for individuals who are finding it difficult to manage their money and to be better able to make informed decisions about their spending and borrowing. Each module can be delivered in three hours. Developed by Wesley Mission.

A financial literacy program run by Women’s Health in the North that aims to support the economic empowerment of immigrant and refugee women living in the northern metropolitan region of Victoria. The program uses a bilingual, peer educator approach.

A financial literacy training program delivered by Indigenous people for Indigenous people, developed by First Nations Foundation.

Making Money Easy is an online learning system offered by Participate Australia that supports teenagers and adults with an intellectual disability in learning basic financial skills such as how to count, how to recognise money, how to budget and how to complete a range of simple to complex financial transactions.

Saver Plus is a matched savings and financial education program, offered locally by community organisations in every state and territory.

The program is funded by ANZ and the Australian Government.

This three-phase financial literacy training program supports remote Indigenous communities in far north Queensland.

You, Me & Money aims to highlight and prevent economic abuse in young adult relationships.

This unique online toolkit can be accessed by young adults and provides help on navigating tricky money conversations, sets out the financial steps in a relationship, and provides plenty of tips on how to spot a financially unhealthy relationship.

Dr Jozica Kutin’s research into young adults’ experience of financial abuse led her to collaborate with YLab. A series of co-designed workshops with young adults helped discover their key money concerns and needs, and how best to address this.

The You, Me and Money toolkit is an interactive quiz, designed to lead the user to better understand their overall money values and approach, encourage better money conversations and provides resources to help.

Although designed primarily for young relationships the tools are relevant for all adults.

The Salvation Army’s financial literacy education program. Each workshop is approximately 2 to 3 hours long and can be tailored to suit the needs of the audience and takes about 2 to 4 sessions to complete, depending on the group.

Financial health and mental health are linked. Financial challenges can cause significant stress, which can impact our mental health and wellbeing. The Beyond Blue financial and mental health quiz can help you understand what kind of support you might need right now.

Our flagship financial literacy program, Talk Money with Ecstra Foundation is a free national program designed to help Australian school students learn money lessons for life, to be confident talking about money, and to make informed financial decisions.

Talk Money ensures more Australian students have access to effective money lessons and guidance when they need it. It is the largest school based financial education program in Australia.

A program to develop consumer and financial capability in young Australians, supported by ASIC.

An entrepreneurship program for primary and secondary school students run by Young Change Agents, which includes a financial capability module.

The Australian Taxation Office (ATO) offers free ATO-facilitated presentations to students and teachers either at your school or via a webinar. Tax, Super + You is mapped to the Australian Curriculum. It is a free, easy to use online educational resource that can be used by secondary school students and teachers.

The ABCN works with public schools across Australia to deliver a range of critical employability, leadership and skill-building mentoring programs. These schools are typically priority-funded and located in low socio-economic status (SES) communities. Mentoring is provided through a coalition of member companies.

In consultation with experienced teachers and professionals, the Reserve Bank has developed a range of resources and guidance material to support economics teachers.

A free competition running twice per year allowing students to explore the market in a fun and hands-on way. The program includes lesson plans, learning materials and assessment tasks.

The Centre for Women’s Economic Safety Ltd (CWES) offers free Money Clinics for women, non-binary and gender diverse people experiencing financial and/or economic abuse, or who are concerned about their finances in the context of domestic and family violence.

The leading consumer advocacy group in Australia.

A campaign focused consumer advocacy organisation which provides legal advice, financial counselling, and policy advice on behalf of vulnerable and disadvantaged consumers across Victoria.

Demand a Refund is an online tool to help you complain, demand your money back, and tell insurers and warranty companies to stop selling ‘add ons’ you don’t need. For more information go to DemandARefund.com.

The Consumer Credit Law Centre of South Australia (CCLCSA) is the first of its kind in the state and focuses on helping people to resolve consumer credit problems including debt, hardship, credit law issues involving disputes with creditors, bankruptcy, mortgage stress, inability to negotiate payment plans and conduct by creditors.

As a not-for-profit charitable organization, Consumer Credit Legal Service (WA) Inc. provides legal advice and representation to WA consumers, in credit, banking and finance sectors.

The CLC is a non-profit government-funded community legal centre that provides ACT clients with free legal advice and representation in the areas of consumer credit (mortgages, credit cards and personal loans), debt recovery, banking, simple contracts, general fair trading and consumer protection.

A community legal centre in NSW which specialises in financial services and offers advice and advocacy for consumers in financial stress.

headspace is Australia’s National Youth Mental Health Foundation, providing early intervention mental health services to 12-25 year olds. Mind and Money aims to assist young people in navigating financial stress through videos, online resources and support services.

Health Justice Australia is a national charity that helps health, legal and social services work together to better support people with complex and intersecting needs. By working together, health and legal practitioners can address the health-harming legal problems many people face, and redesign how services are delivered to those who need them most.

Mission Australia’s Financial Wellbeing Service aims to help people make informed and responsible financial decisions. Support is provided through financial counselling, emergency relief, and advocacy programs.

The National Tax Clinic program is an independent, Australian Government-funded initiative that provides free tax advice and support to eligible taxpayers facing financial, social or personal challenges.

Tax clinics operate across Australia. Support is provided by university and TAFE students, under the guidance of qualified tax professionals.

UNSW Tax & Business Advisory Clinic provides free, independent and confidential tax advice and business support, by appointment only. They have outreach locations across Sydney and also offer phone appointments depending on your circumstances and location.

Redfern Legal Centre’s (RLC) Financial Abuse Legal Service NSW provides support to victim-survivors of financial abuse with free and confidential advice.

Super Consumers Australia is an independent not-for-profit consumer advocacy organisation dedicated to advancing and protecting the interests of low-and-middle-income Australians navigating the superannuation system.

Thriving Communities Australia is a not for profit organisation that enables collaboration across multiple sectors. The One Stop One Story Hub is a world-first cross-sector platform enabling frontline workers in corporate and community organisations to connect and refer their customers to a range of support through an innovative, streamlined system.

With the OSOS Hub, individuals experiencing domestic and family violence or financial hardship can share their story once, and gain access to comprehensive, wrap-around support from multiple service providers. 

Welfare Rights Centre is a community legal centre specialising in social security and family assistance law, helping people navigate issues with Centrelink.

Wesley Mission’s financial wellbeing services include emergency financial assistance, financial counselling and gamble aware.

Westjustice provides free legal help to people in the western suburbs of Melbourne. The Restoring Financial Safety project is an integrated multi-disciplinary services partnership with McAuley Community Services. The service provides legal advice, financial counselling, support and advocacy for women who have experienced economic abuse and other forms of family violence.